*The Interest Rate is calculated on a Secured Loan for business use, effective 18/05/2022 and subject to change. WARNING: The interest rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.
Truck Finance Australia Jade Truck Loans
If you have been affected by the current Corona Virus Pandamic and need loan repayment relief get more information here or call Jade today 1300 000 003
We support and empowers Australian heavy vehicle owners and operators with the flexible, workable finance at cheap interest rates that you need to thrive in your highly competitive environment.
Whether you’re a solo owner-operator, SME or a large fleet operator, we will source you the best finance deal, tailored to suit your individual business requirements.
Cheap interest rates are our signature, our trademark and your assurance that you are getting the best loan offer available.
We offer the full range of commercial heavy vehicle and trailer finance products – Chattel Mortgage, CHP, Leasing, Rental – all structured with our signature cheap interest rates and handled by your personal business professional loan broker.
We are accredited with multiple banks and lenders, many industry-only, so we have a vast selection of options to source you the right lending to suit you, your business and your vehicle. We provide financing for all types of trucks and trailers, new and used, purchased through dealers, private sellers or auction, for use across all Australian industries. With our nationwide coverage, we can handle your finance wherever you’re located and our streamlined service means we save you time, hassle and money.
Our knowledge, experience and expertise in both lending and across the trucking industry is legendary. Our ability to secure the best loans at cheap interest rates is renowned. Our tough negotiating skills on behalf of our customers is an always. Our performance in a tough, competitive market is envied.
For a no messing around, straight to the point, no time wasted credit at cheap interest rates and terms that suit you, contact us today!
Compare Leading Truck Loan Products
At Jade we know that you’ve got more productive things to do with your time than spend hours chasing up details of what different lenders are offering in interest rates on heavy vehicle loans. We’re saving you time with the compilation of the interest rates offered by different loan types. All you have to do is enter your truck loan details in the fields and estimated repayments will be automatically calculated.
Disclaimer: This comparison chart represents fixed interest rates for predominately for business use loan type. It is for the purpose of comparison only as the interest rate offered on a specific loan may vary when the application is assessed. Not all fees and charges may have been accounted for. The repayment figure displayed may vary from that which you are offered. This comparison chart is not a loan application, is not an offer of finance and is no indication that a loan application has been approved.
Truck Finance Calculator
Stop dreaming about that new truck and take action on making it happen! Use our online truck finance repayment calculator to get an estimate on repayments for the vehicle of your dreams.
Truck Finance FAQs
Purchasing a new heavy vehicle is a major business investment and deserves detailed consideration of all aspects, especially your financing. Heavy vehicle loans can be structured over many years so you want to be sure you have secured the best deal upfront to deliver the ROI you expect over the long term. We have worked towards providing extensive detail across our website, but fully understand that some people will still have questions they want answered. In this section we address some frequently asked questions and if you have more, please contact us on 1300 000 003.
What types of trucks can I finance?
Essentially, all types of trucks can be financed for just about every type and brand of truck on the market. This includes leading manufacturers such as Scania, Volvo, Mack, Iveco, Isuzu, Kenworth, DAF, Freightliner, Mercedes-Benz, UD, Hino, Western Star and others. We finance light, medium and heavy duty trucks with a wide range of body types including: rigid, semi trucks, B-doubles, crane, refrigerated, car carriers, livestock transporters, tippers, agitator, pantechs, prime movers, water trucks, dump, curtainsiders, tray table, tankers and many others. Some lenders will not finance prime movers or interstate haulage but there are many lenders that do. Other banks and lenders may have age of asset restrictions.
What truck loans are available?
Customers are advised to consult with their accountant or financial advisor to decide which of the loan types they should opt for with their truck loan. The loan types are varying elements in regard to treatment of GST & tax benefits. They include Chattel Mortgage, Leasing, Operating Lease, Commercial Hire Purchase (CHP) and Rent to Buy or Rent to Own.
What loan terms are available for trucks?
Most common loan terms for trucks are between 3 - 5 years or 36 -60 month terms. The length of the loan term changes the monthly repayments: shorter term means higher repayments but the loan repaid faster and longer term means lower monthly repayments but longer to repay the loan and own the truck. Balloon or residual payments maybe offered as a bulk payment at the end of the term or interest only amount of finance. This can reduce your repayment.
What types of businesses can apply?
All types of business and all business entities and structures can apply for truck finance. Specifically including are sole traders, partnerships pty ltd companies, public companies and large privately-owned corporations. The goods must be used predominately for business use (more than 50%) So to be eligible an applicant must be a business entity. The minimum requirement to be eligible for business finance is to hold a current ABN.
Why Use Jade Truck Loans
How Do We Get Interest Rates So Cheap?
We have a large source of banks and lenders and we use our strong bargaining power and finely honed negotiating skills to great maximum effect! We wheel and deal across the finance market until we’ve sourced the cheapest rate for our customers. We’re fast professional and easy, so we only answer to you, our customer and we work tirelessly to deliver you the best deal possible.
As professional and experienced finance brokers, Jade Trucks Loans works only in the best interests of its clients. We are accredited with multiple lenders but not aligned with any. Our only objective is achieving you the best truck finance deal that supports your business to achieve your financial goals. We’re in business to help you to make profits, not the banks.
When working with us, you’ll be designated your own professional, trained, finance consultant, not just a call centre operator. This assures you of quick communications, thorough understanding of your business, a streamlined process, prompt responses and quick service.
Your consultant is a licensed finance broker with the knowledge and capabilities to provide you with information, guidance and support so you can make informed financial decisions. We respect your time and your individual requirements and will deliver you a better loan at better rates, tailored to your specs.
We are not limited by lenders and certainly not limited to a specific truck type, make or model. From small, around-town pallet trucks, to tippers, dumpers and agitators, tilt trays, pantacs and curtain-sider to the largest semis, prime movers and B-doubles that cross the country, we provide finance deals for all trucks types for all industries. We offer truck loans on both truck and trailer combo and truck only purchases, new and used from dealers, private sellers and purchased at auction.