Truck Loan Rates – See How Different Loan Products Compare
Jade works hard to find you better interest rates that form the basis for our cheap truck loans. We have set up this comparison calculator so you can quickly and easily see how interest rates compare with other products and what monthly repayments those rates represent. Enter a loan amount and loan term and see how the repayments are auto-calculated for quick comparison purposes.
Truck Lease & Financing Rates
Interest rates are only one component in deriving your overall truck financing package, but are a very critical element. When you will be paying off your truck over 3, 4, 5, 6 or even 7 years, a small difference in the interest rate today, can make a massive difference in your hard-earned money over the term of your loan. And that means profit to your business. As experienced truck finance brokers, we're working for you and we work hard for you to get the best lease & financing rates for your loan.
And we will not waste your time and ours by doing the deal-dance. We will give you our best truck loan offer at the best interest rate straight up and first up.
- Cheap new and used truck financing
- No deposit finance options available
- Flexable Lending Terms
- We can finance private sales and auctions Australia wide
- All commercial lending products including chattel mortgage, truck lease, truck rental and HP
Cheaper Truck Finance Interest Rates
We say it often and resolutely ... we do not like being beaten or bettered on rates by anyone. When you are seeking heavy vehicle loans, do not make your decisions based purely on the interest rates you see in your general research, what your mates tell you or what your bank quotes you. As financial brokers, we have access to a huge variety of lenders, many leading financial institutions and many other more specialised businesses that are available only to the industry. With this level of access, we have more options to get you a better, cheaper interest rate for your truck loan.
Interest Rate Determining Factors
From the big picture perspective, interest rates on truck loans vary from lender to lender because lenders vary in their areas of speciality, loan application guidelines, ability to source their own funds, how each institution actually prices their truck loans and general global economic conditions. Focussing in on the smaller perspective, your perspective, there are a range of factors which determine the interest rate that you will be offered for your truck loan:
Whether or not an institution actually offers specialised business equipment financing products, especially heavy vehicle transport lending suited to the heavy vehicle you wish to purchase.
Understanding and knowledge of the trucking industry environment.
Your individual/business credit profile and risk assessment.
How old the goods are could effect your interest rate
How much you are borrowing sometimes effects what interest rate is charged
The term of the loan often effects the financial rate.
Add to that, negotiation skills and bargaining power!
Truck Finance Broker | Best Truck Loan Rates
Jade is a specialist heavy vehicle finance provider. We have that in spades with over 20 years of experience in arranging the best truck loans at the best interest rates. Whether you are a self-employed owner-operator, a small 2-3 vehicle business, or a large fleet operator, Jade will source you the best interest rates for your trucking loan. Think of all those kilometres you'll be doing to wonder if you did get the best deal and regret it if you don't speak with a Jade consultant for a quote on your heavy vehicle credit amount. To get the best interest rates, you only need to make one call 1300 000 003 and a Jade Consultant will be on the job for you.