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Truck Finance Calculator | Loan Repayment Calculator

22 Oct Today's
best rate
Finance Trucks From
2.79 %
*The Interest Rate is calculated on a Secured Loan for business use, effective 24/10/2020 and subject to change. WARNING: The interest rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

Calculate Truck Loan Repayments


Stop dreaming about that new truck and take action on making it happen! Use our online truck finance calculator to get an estimate on repayments for the vehicle of your dreams.

The repayment calculator is a great initiative, which we have installed to meet the needs of our customers and allow you to get a ballpark estimate on a loan at any time, from anywhere you are connected.

From your computer, laptop, tablet or mobile you can quickly and easily calculate the payments and other details of a loan on a range different prices, loan or lease terms, and interest rates.

Using the calculator is private and confidential, no need for long, time-consuming phone calls with the bank, avoiding those intrusive personal questions just to get a rough idea of what you might be up for by taking out a loan for a truck.

Calculate Loan Repayments & Schedule

Your Monthly Repayment:

Total Number of Repayments
Total Interest Paid
Balance Remaining

When using our finance calculator, there are a few things to remember: the loan estimates calculated do not imply an offer, an accurate credit quote or approval of your application. The figure you enter as your loan amount does not include and possible fees and charges which the bank or lender extending you a loan may charge. If you wish to have other expenses such as insurance, on road and delivery costs and any extended warranty included in your finance deal, allow for them when entering the amount to be borrowed.

The calculator is a tool and the figure you receive to be used as a guide or rough estimate only. Your actual repayments may be lower or higher than the estimate.

Interest-only loans are not to be estimated with this calculator. This is only for use in estimating standard loans and leases where the repayment of the amount borrowed can be calculated based on a set interest rate. It formulates the interest over the financial term you enter, by compounding on the monthly basis.

For an accurate truck finance interest rate and a firm repayment figure for your heavy vehicle, you will need to speak with a Jade commercial consultant about your specific requirements in regard to your business and the truck you are purchasing. We do not provide this calculator for customers to use as their only source of financial information. To assist with making your financial decisions, you may wish to consult with a licensed financial adviser.

Vary the interest rate

You can adjust the interest rates from 5% to 17.95% in the calculator and see how the repayments change. If you are unfamiliar with current new and used truck loans rates, our consultants will give you all that information at the discussion stage.

Adjust the term of the loan

Terms of loans can vary from 12 months up to 7 years for some structured truck loans.

Options to add a balloon

May loan products include a residual or balloon payment which is payable at the end of the credit term. This is a percentage of the original loan total and can vary from as little as 10% to say 30-40%. The higher the residual, the lower the monthly repayments but you will pay more interest.

Be mindful that the finance calculator only handles interest rates and residuals. It does not take into account fees and charges associated with loans, as these can vary between lenders.


How Do We Get These Interest Rates So Cheap?

Great selection of lenders and many Loan Products at our disposal!

Jade Finance has at its disposal many lenders with loads of loan products that we can source. This gives you some of the best range of lending options in the market.

We operate nationwide with and lucky to have so many experienced loan consultants over many different finance products.


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