Establishing a unique point of difference can be an important element of a business marketing plan. It can set your operation apart from the competition and give you the edge when competing for work contracts and tenders.
But being ‘different’ or having individual requirements doesn’t always achieve the same objective when applying for business finance. If you and/or your business don’t meet the strict guidelines that the bank and some lenders apply to truck loans, your point of difference can draw a negative not a positive response. That can mean either your truck loan application is rejected or you don’t receive the loan terms and conditions that meet your business objectives.
At Jade Truck Loans we take a different attitude to businesses with individual truck loan requirements with our comprehensive range of lender services, our approach to securing finance and our individual treatment of every truck loan application. We ‘work it’ to deliver custom truck finance solutions for our customers.
How Jade Truck Loans ‘Work it’
As your lender we don’t just take on the role of making the loan application to the bank on your behalf. We actually find a lender that meets your requirements and we negotiate to achieve the interest rates and loan conditions that best meet your business objectives.
We have a vast network of both banks and non-bank lenders that we mine for the best truck loan deals. Many of our lenders are ‘industry-only’ and are not directly accessible by businesses. These non-bank lenders tend to be more flexible than some banks when it comes to loan applications that don’t tick all the bank application forms.
Loans that Work for You
We recognise that truck operators have individual financial objectives and there are different business structures available under Australian corporate law that have different tax and other formats. To cater for all the ‘different’ businesses, Jade offers the full range of commercial finance facilities for truck loans:-
Our customers can select exactly which finance product has the features and benefits that will work to achieve a better bottom line for their operation across the term of the loan. We negotiate the elements and ensure fixed interest rates, fixed loan terms and fixed repayments so you can implement your business plan in line with cash flow.
We know that not everyone fits into the cookie cutter loan application profile and can tick every box on a bank loan application form. We’ve been operating in the truck lending sector for a long time and we know the challenges and the opportunities the industry has to deal with.
To assist operators that do not meet all the loan application requirements as set out by some lenders, Jade Truck Loans provides specialised lender services:-
- Low Docs No Docs and ABN only Truck Loans: highly sought after for operators just starting up and who don’t have all the financial documents and accounts requested by some lenders. We have access to lenders that offer cost-effective solutions to these applicants. Jade consultants are experts in sourcing and negotiating this type of loan.
- Bad Credit: As expert business lenders with extensive experience, Jade Truck Loans takes on customers with bad credit issues where many other lenders will not. There can be possibilities to achieve an acceptable loan outcome and your Jade consultant will be ‘working it’ to deliver a satisfactory result for your loan.
Working the Loan Structure
Filling out a loan application and submitting it for consideration to a lender is only a very basic step towards achieving a cost-effective and customised truck loan. Jade consultants have the skill and expertise in formatting and structuring each loan to achieve individual objectives. It starts with negotiating the cheapest interest rate – our mantra, our key goal and what drives us. But that is just the initial step.
While we recommend that customers refer to their accountant in regard to selection of a loan products, your Jade consultant will work with you to structure your loan to your requirements.
Some businesses will be wanting to pay off the loan faster to own the truck sooner. Others need to keep repayments within affordable cash flow limits. Jade negotiates with lenders on achieving the most attractive loan term and the balloon/residual amount that can work positively for each individual operator.
Working with All Businesses
The services of Jade Truck Loans are not restricted to any particular size or category of a business. We work with large fleets, small owner-operators, family businesses, SMEs and sole traders to achieve individual truck loan solutions.
To make your business ‘point of difference’ work for you in regards to a cost-effective truck loan, engage Jade Truck Loans to work for you.
Contact Jade Truck Loans to discuss your truck finance requirements on 1300 000 003
DISCLAIMER: THE INFORMATION AND THE DETAILS WHICH HAVE BEEN INCLUDED IN THE ARTICLE IS PROVIDED AS GENERAL INFORMATION ONLY. THERE IS NO INTENTION THAT THIS BE THE ONLY SOURCE OF FINANCIAL INFORMATIOIN FOR THE READER. IT IS INTENDED AS GENERAL IN NATURE. IF A READER CONSIDER THEY REQUIRE FINANCIAL ADVICE AROUND THEIR OWN PERSONAL FINANCES, THEY ARE DIRECTED TO CONSULT WITH A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY ERRORS OR MISREPRESENTATIONS OF DATA, FIGURES, FEATURES AND INFORMATION AS SOURCED FROM OTHER SOURCES SUCH AS MANUFACTURERS OR GOVERNMENT DEPARTMENTS AND AUTHORITIES.